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Coconut cultivation is vulnerable to climatic changes, natural disasters, pests, and diseases, resulting in potentially devastating losses. To address these challenges, our Crop Insurance is designed to assist coconut growers against various perils. It aims to provide timely relief for income loss due to sudden palm death, encouraging replanting for sustainable coconut farming.


The primary objectives are to assist coconut growers in insuring their palms against natural perils, offer timely relief for income loss, and promote sustainable farming practices through replanting.


The insurance scheme is applicable to healthy nut-bearing coconut palms aged above 10 years, covering those in mono or intercropped settings, on bunds, farms, or homesteads.

Contingency Insured

Crop Insurance provides coverage for the total loss of palms due to insured perils, whether leading to death or rendering them unproductive.

Risks Covered

The scheme comprehensively covers a range of perils, including storms, floods, pests, diseases, fires, earthquakes, and drought. It ensures comprehensive protection against widespread damages.

Sum Insured

Each palm, along with necessary fertilizers, is insured for Rs. 2000, promoting not only palm protection but also aiding in the growth of healthy coconut plants.

Sustainable Coconut Farming

Crop Insurance actively contributes to sustainable coconut farming by providing financial protection, facilitating timely replanting, and fostering practices that ensure the long-term well-being of coconut growers.